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Paygram vs pump.fun
Paygram is not a pump.fun alternative, it is a layer on top of it. Your coin still launches and trades on pump.fun with pump.fun's fees. What Paygram changes is who gets the creator fee: instead of the deployer wallet (or up to 10 wallets via pump.fun fee sharing), 80% goes to any Telegram, X, GitHub or Fomo @handle, to holders, or both, and 20% buys and burns $PAYGRAM. Use plain pump.fun if you want 100% of the creator fee in your own wallet; use Paygram if the fees should reach a person, community or holders who never touched the launch.
Side by side
| Paygram | pump.fun | |
|---|---|---|
| Launch venue | pump.fun (default) or Raydium LaunchLab on a SOL pair; fee-switch for existing pump.fun coins | pump.fun bonding curve, then PumpSwap |
| Trade fee | pump.fun's on-chain fee tiers (live on usepaygram.com/fees); Paygram adds no extra trade fee on pump.fun launches | Dynamic: creator fee 0.30% on the curve; on PumpSwap 0.30% below 420 SOL mcap, 0.95% just above, down to 0.05% at the top tier (plus protocol and LP fees) |
| Creator / recipient share | 80% of the pump.fun creator fee goes to the recipient (e.g. 0.24% of each trade at the 0.30% curve rate); 20% buys and burns $PAYGRAM | 100% of the creator fee to the deployer, or split across up to 10 wallets with Creator Fee Sharing |
| Who can receive fees | Any Telegram, X, GitHub or Fomo @handle, holders, or both (50/50); no account needed at launch | Solana wallets only |
| How payouts work | Claim with X, GitHub or Telegram login into a self-custodial Privy wallet; Fomo paid to frozen address; holders paid directly | Claim in-app or permissionless distribute to shareholders |
| Holder rewards | Optional: 50/50 handle + holders, or 100% holders, pro-rata in the quote asset | Holder Rewards option mentioned in the fees page; terms per pump.fun |
| Platform token | $PAYGRAM buyback and burn from 20% of routed fees | PUMP (buyback policy set by pump.fun) |
| Pairs | SOL, xStocks / PreStocks and other pump.fun pair assets; baskets of up to 5 stocks or DOGE/PEPE/TAO | SOL, USDC and other Supported Pair Assets |
Pick pump.fun if
- You want the full creator fee in your own wallet
- You only need splits between known Solana wallets
Pick Paygram if
- The recipient is a social @handle without a wallet yet
- You want fees to flow to holders automatically
- You want an existing pump.fun coin to pay a handle (fee-switch)
FAQ
- What is the difference between Paygram and pump.fun?
- Paygram is not a pump.fun alternative, it is a layer on top of it. Your coin still launches and trades on pump.fun with pump.fun's fees. What Paygram changes is who gets the creator fee: instead of the deployer wallet (or up to 10 wallets via pump.fun fee sharing), 80% goes to any Telegram, X, GitHub or Fomo @handle, to holders, or both, and 20% buys and burns $PAYGRAM. Use plain pump.fun if you want 100% of the creator fee in your own wallet; use Paygram if the fees should reach a person, community or holders who never touched the launch.
- Does Paygram charge more than pump.fun?
- No extra trade fee on pump.fun launches. Traders pay pump.fun's normal fees; Paygram only splits the creator fee 80/20.
- Can I move an existing pump.fun coin to Paygram?
- Yes. Use /fee-switch: the creator points pump.fun fee sharing at the Paygram routing wallet and picks a handle and reward mode.
- Why does pump.fun show Paygram as the creator?
- On pump.fun the Paygram routing wallet is the on-chain deployer so the creator fee lands in the router. Your wallet still signs and pays the create.
- What does Paygram do with the creator fee?
- 80% goes to the chosen Telegram, X, GitHub or Fomo handle, to holders, or 50/50; 20% buys and burns $PAYGRAM.
Try it
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- Paygram vs Zora (Solana)
- Best pump.fun launchpad for creator fee sharing
- How to send pump.fun creator fees to an X handle
- How to send pump.fun creator fees to a Telegram user or channel
- pump.fun holder rewards: paying holders from creator fees
Sources, checked 2026-10-20. Fees change; the linked page is the authority.
Paygram is not affiliated with pump.fun. Paygram figures: FAQ.